"Does anyone have a site where I can download them from where they are already in the correct format?"
but you've been emulating for years tho right?
Besides PS1 is one of the platforms where you can rip your own images from games you own without any special hardware, although of course an emulation veteran would know that already....
GPD XD 64gb, 3DS XL, DSi XL, GBA SP, GBBC Clone, Gameboy Pocket, PSP Go
XBox360, Wii, PS2 Slim, PSOne
HP Touchsmart 11 (AMD A6)
Voyo A1 Mini
Psion 5 & 5MX